Loan Amounts


Loan To Value

up to 75%



Origination Fees

1/2 to 1 point

Credit Score Required


Experience Required


Loan Terms


About Vanguard Hard Money

Vanguard Hard Money is a hard money lender headquartered in Santa Barbara, CA. They lend in the state of California. They issue loans starting at $75K, with a minimum LTV of up to 75%, with rates starting at 12%. Origination fees for a hard money loan are 1/2 to 1 point. They require borrowers to have a credit score of 650 or above. They primarily provide funding on Single Family, Multi Family, Apartment and Mixed Use properties.


351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA 93105

Loan Types
Hard MoneyFix & FlipCash Out RefinanceNew ConstructionCommercial Hard Money

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